January 2025 Blog Archive

Is Clearwater Or Tampa Better Thu, Jan 30, 2025 Clearwater is better than Tampa if you like coastal towns & beaches. Tampa FL is better is the like the big city feel or larger metropolitan areas. When you consider Clearwater Beach as part of Clearwater FL in my opinion the decision between Tampa a... Read More

By Wendy Morris Realty

Credit Score Factors Wed, Jan 29, 2025 In today’s world, a good credit score can open doors to better financial opportunities. From securing low-interest rates on loans to qualifying for premium credit cards, a high credit score can make all the difference. But how can one increase their ... Read More

By Wendy Morris Realty

Should I Sell My House Now? Tue, Jan 28, 2025 Deciding “should I sell my house now” or wait can be a challenging decision. This comprehensive guide will help you navigate the complexities of the housing market, personal circumstances and financial considerations. By the end of this journey, you’... Read More

By Wendy Morris Realty

What Are The Advantages To Living In Tampa Mon, Jan 27, 2025 Living in Tampa Florida is living in the best part of the Tampa Bay area. Some would argue that and it is based on certain assumptions. Namely the price point of the area you live in. I am considering an average price home in Tampa Bay compared to an... Read More

By Wendy Morris Realty

What Is A Good Salary In Tampa? Sun, Jan 26, 2025 For most of the city $100,000 of yearly household income will be a good salary in Tampa FL. Why? The average price of rent is around $2,500 and you will have other expenses. Auto insurance etc. is not cheap in any large city. The average electric bil... Read More

By Wendy Morris Realty

What Is The Median Monthly Rent In Tampa Sat, Jan 25, 2025 We shall cover this topic fairly thoroughly but it can vary greatly according to your tastes and needs. Overall in the previous 30 days the median rent for a condo, townhome or single family home was only $2,350 and 380 properties rented. RentCafe.co... Read More

By Wendy Morris Realty

Does Tampa Get Natural Disasters? Fri, Jan 24, 2025 In a word, no. At least not very often. You could go your entire life in Tamp Bay without a direct hit from a hurricane for example. However, that is how I define a natural disaster. If you are interested in a smaller scale application of the natural... Read More

By Wendy Morris Realty

Is Tampa Good For Retirees Thu, Jan 23, 2025 I am 60 years old and as a general rule I would say yes, if you can afford it. However, the average retiree in Florida makes under $50,000 per year and obviously they choose other destinations. The Villages FL, Solivita FL and one of the Del Webb com... Read More

By Wendy Morris Realty

What Is Middle Class In Tampa? Wed, Jan 22, 2025 I guess that is how you define middle class. The median income for a family is just over $55,000 also known as the median household income which is not the same as the average household income. The individual median income is a little over $30,000. I... Read More

By Wendy Morris Realty

Conforming Loan Mon, Jan 20, 2025 Navigating the world of home loans can be overwhelming, especially when faced with a vast array of options. But what if there was a loan type that offered lower interest rates, consumer protection measures, and the ability to shop around for the best... Read More

By Wendy Morris Realty

APR Mon, Jan 20, 2025 When it comes to borrowing money, understanding the Annual Percentage Rate (APR) can make all the difference in making informed decisions and saving money. But what exactly is an APR, and why is it so important? In this blog post we will explore the ... Read More

By Wendy Morris Realty

Non Conforming Loan Sun, Jan 19, 2025 Are you struggling to find a suitable mortgage due to your unique financial situation or credit history? Non-conforming loans could be the solution you’re looking for. In this blog post, we’ll explore the world of non-conforming loan options, their t... Read More

By Wendy Morris Realty

Gordon Growth Model Sat, Jan 18, 2025 Have you ever wondered how to determine the true value of a stock? The Gordon Growth Model might be the answer you’re looking for. As a widely-used method for calculating intrinsic stock value, it’s particularly well-suited for mature companies with ... Read More

By Wendy Morris Realty

Mortgage Rates Fri, Jan 17, 2025 Navigating the world of mortgages can be complex and intimidating, but being well-informed about mortgage rates and the factors that influence them can save you thousands of dollars over the life of your loan. With interest rates on the rise, it’s mo... Read More

By Wendy Morris Realty

Fixed Rate Mortgage Thu, Jan 16, 2025 Are you considering purchasing a home and unsure about which type of mortgage is right for you? Fixed-rate mortgages offer a sense of stability and predictability that can help you plan your finances with confidence. Read More

By Wendy Morris Realty

Adjustable Rate Mortgage Wed, Jan 15, 2025 The world of home loans can be confusing, especially when it comes to understanding adjustable rate mortgages (ARMs). These unique mortgage products have their own set of rules and can offer potential benefits for certain borrowers. But what exactly ... Read More

By Wendy Morris Realty

Florida Mortgage Rates Tue, Jan 14, 2025 Florida’s mortgage market can be as diverse and dynamic as its world-famous beaches. But navigating the Sunshine State’s mortgage landscape doesn’t have to be intimidating. In this blog post, we’ll provide a comprehensive guide to current Florida mor... Read More

By Wendy Morris Realty

Florida Mortgage Lender Tue, Jan 14, 2025 Are you considering purchasing a home in the Sunshine State? Finding the best Florida mortgage lender that suits your needs is crucial to making your dream a reality. In this comprehensive guide, we will explore top lenders, loan options, and provide... Read More

By Wendy Morris Realty

Humidity In Tampa Mon, Jan 13, 2025 Did you know that understanding the humidity in Tampa can make your visit to this vibrant city more enjoyable? In this blog post, we’ll explore the ins and outs of Tampa’s humidity, revealing fascinating insights about its climate and offering valuab... Read More

By Wendy Morris Realty

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January 2025 Blog Archive

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