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August 2023 Blog Archive

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Mortgage Points
Mortgage Points Wed, Aug 30, 2023 Do you dream of owning your own home, but find the world of mortgages and interest rates mystifying? Have you ever heard of mortgage points but aren’t quite sure how they work or if they’re worth the investment? You’re not alone. In this blog post, w... Read More
By Damon Duvall

15 Year Fixed Mortgage Rates
15 Year Fixed Mortgage Rates Wed, Aug 30, 2023 Are you considering a 15-year fixed mortgage for your home? Understanding the current rates, their benefits, and drawbacks can help you make an informed decision that aligns with your financial goals. With the right knowledge, you can secure a favora... Read More
By Damon Duvall

30 Year Fixed Mortgage Rates
30 Year Fixed Mortgage Rates Wed, Aug 30, 2023 Are you planning to finance your dream home? Understanding and comparing 30-year fixed mortgage rates is crucial for securing a mortgage that suits your financial situation. Equip yourself with the knowledge to make an informed decision by delving in... Read More
By Damon Duvall

What Is The Difference Between Tampa Bay And Tampa
What Is The Difference Between Tampa Bay And Tampa Wed, Aug 30, 2023 Great question ! Tampa Bay is a large area, basically all of Hillsborough County FL. It includes the water bodies known as Tampa Bay, Old Tampa Bay and Hillsborough Bay which is the bay the City of Tampa Florida actually sets along side of. Read More
By Damon Duvall

Tampa To Naples
Tampa To Naples Wed, Aug 30, 2023 Embarking on a journey from Tampa to Naples, Florida, offers a chance to experience the Sunshine State’s diverse landscapes and vibrant cities. With various travel options available, including bus, taxi, and car rentals, you can customize your trip a... Read More
By Damon Duvall

Tampa To Universal Studios
Tampa To Universal Studios Wed, Aug 30, 2023 Wondering how to get from Tampa to Universal Studios? Well you are in luck as I have made this journey many times. Depending on which of the theme parks or what part of Walt Disney World you are headed to Universal Studios can actually be quicker to ... Read More
By Damon Duvall

Tampa Vs Miami
Tampa Vs Miami Wed, Aug 30, 2023 Florida, known for its beautiful beaches, vibrant cities, and sunny weather, offers two popular vacation destinations: Tampa and Miami. The choice between these two cities may not be an easy one, as both have unique attractions and experiences to off... Read More
By Damon Duvall

Is Tampa Or Orlando Better
Is Tampa Or Orlando Better Tue, Aug 29, 2023 Tampa is better. Oh, let me count the ways. Consider this. Nobody living in Tampa has ever said I wish I could move to Orlando. When it comes to Orlando vs Tampa Bay anywhere in the Tampa Bay area wins. Trust me, most of us get sick of the parks afte... Read More
By Damon Duvall

Tampa Vs Orlando
Tampa Vs Orlando Tue, Aug 29, 2023 Florida has long been a sought-after destination for its warm climate, beautiful beaches, and exciting attractions. But when it comes to choosing between two of its most popular cities, Tampa vs Orlando, which one comes out on top? In this comprehens... Read More
By Damon Duvall

Is Clearwater Or Tampa Better
Is Clearwater Or Tampa Better Tue, Aug 29, 2023 Clearwater is better than Tampa if you like coastal towns & beaches. Tampa FL is better is the like the big city feel or larger metropolitan areas. When you consider Clearwater Beach as part of Clearwater FL in my opinion the decision between Tampa a... Read More
By Damon Duvall

Credit Score Factors
Credit Score Factors Tue, Aug 29, 2023 In today’s world, a good credit score can open doors to better financial opportunities. From securing low-interest rates on loans to qualifying for premium credit cards, a high credit score can make all the difference. But how can one increase their ... Read More
By Damon Duvall

Is Tampa Or St Petersburg Better
Is Tampa Or St Petersburg Better Sun, Aug 27, 2023 Tampa or St Petersburg are both great options. However when you say St Petersburg vs Tampa that question is a little more nuanced and it depends on what you are looking for. St Petersburg has well over 150 parks and of course beautiful beaches. Tampa... Read More
By Damon Duvall

What Are The Advantages To Living In Tampa
What Are The Advantages To Living In Tampa Sun, Aug 27, 2023 Living in Tampa Florida is living in the best part of the Tampa Bay area. Some would argue that and it is based on certain assumptions. Namely the price point of the area you live in. I am considering an average price home in Tampa Bay compared to an... Read More
By Damon Duvall

What Is A Good Salary In Tampa?
What Is A Good Salary In Tampa? Sun, Aug 27, 2023 For most of the city $100,000 of yearly household income will be a good salary in Tampa FL. Why? The average price of rent is around $2,500 and you will have other expenses. Auto insurance etc. is not cheap in any large city. The average electric bil... Read More
By Damon Duvall

What Is The Median Monthly Rent In Tampa
What Is The Median Monthly Rent In Tampa Sun, Aug 27, 2023 We shall cover this topic fairly thoroughly but it can vary greatly according to your tastes and needs. Overall in the previous 30 days the median rent for a condo, townhome or single family home was only $2,350 and 380 properties rented. RentCafe.co... Read More
By Damon Duvall

Does Tampa Get Natural Disasters?
Does Tampa Get Natural Disasters? Sun, Aug 27, 2023 In a word, no. At least not very often. You could go your entire life in Tamp Bay without a direct hit from a hurricane for example. However, that is how I define a natural disaster. If you are interested in a smaller scale application of the natural... Read More
By Damon Duvall

Is Tampa Good For Retirees
Is Tampa Good For Retirees Sun, Aug 27, 2023 I am 60 years old and as a general rule I would say yes, if you can afford it. However, the average retiree in Florida makes under $50,000 per year and obviously they choose other destinations. The Villages FL, Solivita FL and one of the Del Webb com... Read More
By Damon Duvall

Minimum Wage in Tampa FL
Minimum Wage in Tampa FL Sat, Aug 26, 2023 In the ever-evolving landscape of minimum wage debates, Tampa stands as a prime example of how state and federal laws intersect to shape the lives of workers and businesses alike. As we dive into the intricacies of Tampa’s minimum wage landscape we’l... Read More
By Damon Duvall

What Is Middle Class In Tampa?
What Is Middle Class In Tampa? Sat, Aug 26, 2023 I guess that is how you define middle class. The median income for a family is just over $55,000 also known as the median household income which is not the same as the average household income. The individual median income is a little over $30,000. I... Read More
By Damon Duvall

APR
APR Sat, Aug 26, 2023 When it comes to borrowing money, understanding the Annual Percentage Rate (APR) can make all the difference in making informed decisions and saving money. But what exactly is an APR, and why is it so important? In this blog post we will explore the ... Read More
By Damon Duvall

Non Conforming Loan
Non Conforming Loan Sat, Aug 26, 2023 Are you struggling to find a suitable mortgage due to your unique financial situation or credit history? Non-conforming loans could be the solution you’re looking for. In this blog post, we’ll explore the world of non-conforming loan options, their t... Read More
By Damon Duvall

Conforming Loan
Conforming Loan Sat, Aug 26, 2023 Navigating the world of home loans can be overwhelming, especially when faced with a vast array of options. But what if there was a loan type that offered lower interest rates, consumer protection measures, and the ability to shop around for the best... Read More
By Damon Duvall

Mortgage Rates
Mortgage Rates Fri, Aug 25, 2023 Navigating the world of mortgages can be complex and intimidating, but being well-informed about mortgage rates and the factors that influence them can save you thousands of dollars over the life of your loan. With interest rates on the rise, it’s mo... Read More
By Damon Duvall

Fixed Rate Mortgage
Fixed Rate Mortgage Fri, Aug 25, 2023 Are you considering purchasing a home and unsure about which type of mortgage is right for you? Fixed-rate mortgages offer a sense of stability and predictability that can help you plan your finances with confidence. Read More
By Damon Duvall

Adjustable Rate Mortgage
Adjustable Rate Mortgage Fri, Aug 25, 2023 The world of home loans can be confusing, especially when it comes to understanding adjustable rate mortgages (ARMs). These unique mortgage products have their own set of rules and can offer potential benefits for certain borrowers. But what exactly ... Read More
By Damon Duvall

Florida Mortgage Rates
Florida Mortgage Rates Fri, Aug 25, 2023 Florida’s mortgage market can be as diverse and dynamic as its world-famous beaches. But navigating the Sunshine State’s mortgage landscape doesn’t have to be intimidating. In this blog post, we’ll provide a comprehensive guide to current Florida mor... Read More
By Damon Duvall

Florida Mortgage Lender
Florida Mortgage Lender Fri, Aug 25, 2023 Are you considering purchasing a home in the Sunshine State? Finding the best Florida mortgage lender that suits your needs is crucial to making your dream a reality. In this comprehensive guide, we will explore top lenders, loan options, and provide... Read More
By Damon Duvall

Humidity In Tampa
Humidity In Tampa Thu, Aug 24, 2023 Did you know that understanding the humidity in Tampa can make your visit to this vibrant city more enjoyable? In this blog post, we’ll explore the ins and outs of Tampa’s humidity, revealing fascinating insights about its climate and offering valuab... Read More
By Damon Duvall

Gordon Growth Model
Gordon Growth Model Fri, Aug 11, 2023 Have you ever wondered how to determine the true value of a stock? The Gordon Growth Model might be the answer you’re looking for. As a widely-used method for calculating intrinsic stock value, it’s particularly well-suited for mature companies with ... Read More
By Damon Duvall

Survey Of The Land
Survey Of The Land Fri, Aug 11, 2023 Do you know where your property begins and ends? A survey of the land plays a vital role in providing accurate information about property boundaries, dimensions, and features. Whether you’re purchasing a new home, building a fence, or resolving a dis... Read More
By Damon Duvall

Should I Sell My House Now?
Should I Sell My House Now? Thu, Aug 10, 2023 Deciding “should I sell my house now” or wait can be a challenging decision. This comprehensive guide will help you navigate the complexities of the housing market, personal circumstances and financial considerations. By the end of this journey, you’... Read More
By Damon Duvall

What is the best area to live in Tampa FL?
What is the best area to live in Tampa FL? Wed, Aug 09, 2023 Welcome to Tampa Florida! A vibrant Bayfront city with a thriving economy, plenty of waterfront, and fantastic entertainment options. But what makes Tampa truly amazing is its diverse neighborhoods, each offering unique characteristics and catering t... Read More
By Damon Duvall

How Much House Can I Afford?
How Much House Can I Afford? Tue, Aug 08, 2023 Are you ready to take the plunge into homeownership? Determining “how much house can I afford” can feel like a daunting task. However, with the right information and tools, you can confidently navigate the process. And then find the perfect home with... Read More
By Damon Duvall

Who Pays What Closing Cost
Who Pays What Closing Cost Tue, Aug 08, 2023 Navigating the world of real estate transactions can be complex, especially when it comes to closing costs. These costs, often overlooked, can significantly impact the final price of a property. Who pays what closing costs? How can buyers and sellers... Read More
By Damon Duvall

Wholesaling Real Estate
Wholesaling Real Estate Mon, Aug 07, 2023 Are you ready to dive into the exciting world of wholesaling real estate, where lucrative deals and invaluable industry insights await? This comprehensive guide will provide you with all the essential knowledge you need to navigate the ins and outs o... Read More
By Damon Duvall

Home For Sale By Owner
Home For Sale By Owner Mon, Aug 07, 2023 Are you considering selling your home without the assistance of a real estate agent? If so, you’re not alone. Many homeowners are turning to For Sale By Owner (FSBO) sales, also known as “home for sale owner” transactions as a way to save money and m... Read More
By Damon Duvall

Real Estate Commercial Agent
Real Estate Commercial Agent Sun, Aug 06, 2023 Are you ready to embark on an exciting and rewarding career in commercial real estate? Whether you are a seasoned residential agent or new to the industry, becoming a successful real estate commercial agent offers immense potential for growth and ear... Read More
By Damon Duvall

Real Estate Investing
Real Estate Investing Sun, Aug 06, 2023 Are you ready to unlock the exciting world of real estate investing? Whether you’re a first-time investor or a seasoned pro, this comprehensive guide has everything you need to know to make smart, profitable decisions. From the benefits and challenge... Read More
By Damon Duvall

Broker vs Realtor
Broker vs Realtor Sat, Aug 05, 2023 Navigating the world of real estate can be a complex endeavor, especially when it comes to understanding the differences between a broker and a realtor. Whether you’re considering a career in real estate or looking for the right professional to assis... Read More
By Damon Duvall

Listing Agent
Listing Agent Sat, Aug 05, 2023 Navigating the world of real estate can be a daunting task. A common point of confusion for many is the difference between a listing agent and a selling agent. So, what sets them apart? In this blog post we will explore the unique roles and responsib... Read More
By Damon Duvall

What Is REO Foreclosure
What Is REO Foreclosure Fri, Aug 04, 2023 Imagine owning a property at a discounted price, with no outstanding liens, and the opportunity to negotiate the best deal possible. Sounds enticing, right? If this sparks your interest, you might want to consider real estate owned (REO) properties. Read More
By Damon Duvall

Real Estate Commissions
Real Estate Commissions Fri, Aug 04, 2023 Ever wondered how real estate agents make their living? The secret lies in real estate commissions, a critical aspect of the real estate industry. In this comprehensive guide, we’ll explore the ins and outs of real estate commissions, from their stru... Read More
By Damon Duvall

House Viewing
House Viewing Fri, Aug 04, 2023 House viewing: a crucial step in the home-buying journey. But with so many factors to consider, how can you ensure you’re making the right decision? In this comprehensive guide, we’ll share 10 essential tips for house viewing that will empower you to... Read More
By Damon Duvall

Real Estate Agent
Real Estate Agent Thu, Aug 03, 2023 Becoming a real estate agent can be an exciting and rewarding career choice. It offers the opportunity for financial success and the freedom to set your own schedule. But how do you get started? In this blog post, we’ll guide you through the process ... Read More
By Damon Duvall

What Do Real Estate Agents Do
What Do Real Estate Agents Do Thu, Aug 03, 2023 The world of real estate can be both exciting and overwhelming, with various professionals playing vital roles in the property market. But what do real estate agents do exactly? As the backbone of the industry, they navigate the complex process of bu... Read More
By Damon Duvall



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