Yes, Tampa is an expensive city. The Tampa cost of living is higher in some areas just like any other city. Even Boca Raton has areas less expensive than others. If you consider northern Tampa then the home prices are very close to average for the state of Florida.
This is the Tampa Florida website for housing costs. and costs of living. When you consider the surrounding cities and what this area has to offer it is more than worth it. Not to mention for those who like outdoor activities most of them are affordable or just free. We have amazing beaches, the best professional sports teams and low cost parks available. I can think of several parks right now that cost less than $10 for a carload to enter for a day. Parking is also more affordable than you may think even in the best locations.
Groceries, utilities and renting in South Tampa and westward seem to be more expensive. Especially in the beach locations where you will pay a premium. The average Florida renters would probably be shocked by prices in South Tampa or on Davis Islands compared to North Tampa cost. Keep in mind this is one of the fastest growing cities in Florida and most people believe it is worth it. Just get to know the area well in advance. We can help with that.