There are a wide variety of homes for sale in Clearwater Beach FL for those who choose to shop real estate here. There are some island estates overlooking the Clearwater harbor and amazing condos with panoramic intracoastal waterway views. Be careful, the luxury lifestyle of a waterfront home will spoil you for life.
The same basic traditions or techniques apply in Clearwater Beach FL home purchases that work well in Clearwater FL or even Tampa FL. Before touring houses in any community located here you will want to get a loan pre-approval letter if you will be borrowing money.
At a higher price-point you will better off having the loan past underwriting as well. For cash purchases of a house or condo proof of funds should be no more than 30 days old. Keep in mind, there will likely be more than one offer to purchase on the home you want in the most popular neighborhoods.
In almost every instance they As-Is FL real estate purchase contract will be used with any Clearwater Beach homes. After your offer is accepted you will have three calendar days to have your deposit in for the home purchase. If the last of those three days falls on a weekend or day the banks are closed there is a contractual provision for that.
In most instances you will have 5 to 10 or possibly even 15 days to get the house inspected. This inspection is usually by a licensed professional ( highly recommended ) but it can be by whomever the buyer chooses. During this time you determine if you will complete the purchase as is or negotiate further.
Since this may be the only single family home some will ever purchase I will walk through the most important aspects. The appraisal, title search and final approval of the loan.
We highly advise the use of an appraisal contingency addenda. This protects the buyer in additional ways the contract itself does not. That is why it was created and should be used unless a well informed buyer chooses not to. Normally the appraisal will be conducted after the inspection period.
The property title search will most often be just fine. However, not always. I have seen some crazy stuff show up. This should be well tracked and the buyer and their realtor should both be made aware of any discrepancies. This is one of those reasons why you need an experienced realtor.
Final Loan Approval will usually occur within the first 30 days of new beach homes. Do not be surprised if during the purchase process of any beach homes that the seller's agent is in contact with your lender making sure it is going well. Give all of the documents needed as soon as possible to your lender and make sure you apply for the loan within the timeframe provided in the contract. When that 30 day period for final approval is closing perform the tasks laid out in the contract, this is very important.
Usually with a cash purchase this can be done in 10 to 21 days. With financing involved it takes 4 to 6 weeks. Your bank and title company will be making sure the closing numbers are agreed upon and you will get a copy of the final numbers before closing. Your deposit counts toward your total expenses and the title company will make sure you know how the remaining funds need to be delivered to them. Expect about an hour for the closing process, then the keys to your condo or house are all yours.
Searching for a home in the highly desirable Clearwater Beach? Congratulations ! This is a truly amazing place and a luxurious waterfront haven. The good news is Clearwater Beach homes are actually fairly easy to view. Here is what you will need when you are ready to shop real estate in the Clearwater Beach area.
To make sure you get easy access to any property shown on this page contact us. We can discuss the finer details of what you are searching for like the median home price you would like to spend, bedrooms, amenities, private balcony etcetera.
Because Clearwater Beach FL is so easy to get around we can tour quite a few island estates with a few days notice and even include homes at the marina or Sand Key if you like. Please keep in mind that pre-approval is required if we are to work together.
Often home sellers have to pay expenses to show their homes or a greatly inconvenienced on short notice. We prefer to work with those buyers who are looking to purchase within 30-45 days. Below from highest price to lowest are all of the current homes for sale in Clearwater Beach FL.
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407-575-5392
Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
16797 Broadwater Avenue
Winter Garden, Florida 34787
